If you have no credit or you just have not financed a vehicle before, Hyundai's First Time Buyer Program is a great option for getting into your first new, used or certified pre-owned Hyundai.

Customers with a FICO score Customers without a FICO score
Finance Type Retail or Lease Retail Only
Promotions All Standard and Special Standard Programs
Minimum Down Payment As low as $0 10% of Selling price including applicable rebates
Terms Retail-Up to 75 Months Retail-Up to 72 Months
Lease-Up to 48 Months

While our team is here to assist you through every step of the car buying process, we also encourage you to consider certain factors prior to shopping for your car.

Consider what you want, but don't forget about what you need.

It's important to think realistically about what you need out of a car. When purchasing your first vehicle it can be tempting to want to choose something flashy, but you should really think about what you'll be using your vehicle for and what will be most practical for you. Would having a substantial amount of cargo space be helpful for your daily or weekend activities? Do you require a lot of seating capacity? Is having superior fuel economy important to you? These are just a few questions to ask yourself to ensure that you get a vehicle that truly works for your needs.

Think about your budget and use our finance calculators.

While the Hyundai First Time Buyer Program already gives you a financial advantage, it's still incredibly important to think about a budget and how much you can really afford to spend on monthly car payments. Using our online finance calculators can help you get accurate monthly payment estimates, and they're conveniently located right on each inventory page, so you can calculate payments by model. Our finance specialists are also here to answer any questions you have about payments and terms as well.

Learn how interest works on car loans.

Understanding the calculation for a simple interest loan is helpful for first time car buyers. It's an easy calculation as well. Multiply the daily interest rate, principal (amount borrowed) and number of days between payments. Your monthly payments are first applied to the amount of interest owed for the month and then the rest goes toward paying the principal.

Get started with the Hyundai First Time Car Buyer Program today!

Now is the perfect time to get a new, used or certified pre-owned car at our dealership in Springfield. Our lineup has never been more technologically advanced, powerful and attractive as it is today. The entire lineup of Hyundai cars and SUVs offers shoppers in Missouri an unprecedented level of value, style and safety. Start shopping online now and soon you could enjoy the thrilling experience of driving off the lot in your first vehicle!

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  • Sunday Closed